What does Habitat for Humanity do?
Habitat for Humanity builds simple, affordable homes with and for people in need of better housing.
How can I get involved?
Habitat is funded entirely by donations and staffed largely with volunteers. We are always in need of individuals willing to pitch in to help a neighbor in need. Visit our How You Can Help section to find out ways to donate or volunteer.
Administrative costs are largely funded by the Habitat partners' mortgage payments so that cash donations can be used to build homes. Contributions are used where most needed, for construction materials, building permits, subcontractor fees or other project expenses.
Donors can designate where they would like their donations applied and those restrictions are respectfully honored. If for any reason, Habitat cannot honor a donation restriction, that is discussed with the donor and a solution found.
Habitat for Humanity is a 501(c)3 charitable organization. Contributions are tax-deductible to the fullest extent the law allows.
Are Habitat houses free?
No. In addition to the hundreds of hours of sweat equity that homeowners put into the building of their homes, they purchase their homes through a no-interest mortgage serviced by Habitat. The no-interest payments keep the home affordable. In 2022, the average Habitat mortgage payment is $489, which includes an escrow plan for property tax and homeowner's insurance payments.
How are homeowners selected?
People in need of decent shelter apply to local Habitat affiliates. The Homeowner Selection Committee assesses each applicant’s level of need, their willingness to become partners in the program and their ability to repay a no-interest mortgage loan.
Habitat follows fair housing laws and does not discriminate based on race, color, religion, sex, gender orientation, familial status, ancestry, military status, disability or national origin. We also, in accordance with the Equal Credit Opportunity Act (ECOA) do not discriminate against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age or source of income.
Applications are accepted at specific times. Please check with the Habitat office for the next open-round of applications.
Can I volunteer even if I can’t build?
Yes! Habitat needs volunteers to work on many tasks, including working on special events, mentoring partners, fundraising, preparing mailings, and providing coffees and lunches at construction sites. Our Committees and Board of Directors keep the Affiliate functioning behind-the-scenes and reap much enjoyment from their volunteerism. Call our office for more information.