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What We Do

Selection Criteria

Questions and Answers - Habitat Housing Programs & Application Process

Come to a Habitat VIRTUAL Housing Fair to find out how our programs work and request an application packet.

Applications are being accepted for both Habitat for Humanity programs: HOMEOWNERSHIP and HOME REPAIR.

Virtual (Zoom) Housing Fairs are offered in place of in-person contact at this time.  Anyone wishing to learn more about Habitat's local mission, our programs and how we create affordable housing opportunities is welcome to attend.

If you cannot make a virtual Fair but still wish to apply, contact Habitat to do so via Email:  or  Phone: 419-335-7000 (Make sure to give your mailing address and whether you want a Homeownership or Home Repair application packet)

Application Round is open to anyone who is willing to move to Fulton County for the Homeownership Program. Repair Partner homes must be in Fulton County or Henry County with at least a Fulton County school district and/or mailing address.

Habitat for Humanity has always believed everyone deserves a decent place to live. We follow fair housing laws and do not discriminate based on race, color, religion, sex, familiar status, ancestry, military status, disability or national origin. We also, in accordance with the Equal Credit Opportunity Act (ECOA) do not discriminate against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age or source of income.

Selection Criteria

Habitat uses three criteria to determine whether or not a family is ready to take part in the homeownership program.

  • Need.

    Families often need a home because their current housing isn't viable. It may be overcrowded, too expensive, structurally unsound, or located in a dangerous neighborhood.

  • Ability to pay.

    You must be able to afford a monthly mortgage payment. Gross income from all sources will be reviewed to determine your ability to repay the no-interest loan provided by Habitat.

  • Willingness to partner.

    Habitat homeowners work on their own homes as well as homes for others.

Income Guidelines

Habitat offers its program to families in specific income ranges, adjusted for the number of persons in your family. Income includes wages, SS, disability, SSI, TANF and child support (if you choose to provide it as an income source). Your total yearly gross income will be reviewed for ability to repay capability during the application process and if chosen, again before closing on your home.

List of documentation that must be submitted with all applications. Habitat for Humanity must review income, expense, debt and need for all applicants. These documents provide the necessary information to do so for you, assuring this program is the right fit for your needs.

Our Partners & Sponsors

  • DeMark
  • Dennis
  • Subway
  • Rob Stultz
    Rob Stultz
  • Mark Powers
    Mark Powers
  • Dental Health Assocs
    Dental Health Assocs
  • F&M
  • Thank you M&R
    Thank you M&R
  • Concept
  • Thank you Ace Hardware
    Thank you Ace Hardware
  • State Bank
    State Bank
  • Thank you The Supply Place at Ace
  • Marco's Pizza
    Marco's Pizza
  • Pahl
  • Thank you NOFP
    Thank you NOFP
  • Thank you Clancy's Cabinets
    Thank you Clancy's Cabinets
  • Thank you DOW
    Thank you DOW
  • Thank you Granite Industries
    Thank you Granite Industries
  • Woodforest
  • Wauseon
  • USDA
  • Open Door
    Open Door
  • MVPO
  • Holthues
  • Dave Ramsey
    Dave Ramsey
  • Swanton